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Our Philosophy

Conviction-backed
investment approach

We invest your money exactly where our family's money sits, with the same discipline, patience, and conviction we've compounded over 30+ years.

The Founding Principle

"We only recommend what we invest in ourselves. Our family's portfolio has compounded alongside our clients' for over 30 years."

Anilkumar Jain, Founder & CFP · JIC Wealth

Core Principles

Four pillars of our investment philosophy

01
Start with the investor, not the product

Every portfolio is constructed around individual goals, time horizon, and capital profile. Asset allocation is a function of the investor, not a predefined model.

02
Prioritising what not to do

Avoiding poor decisions, unnecessary risk, and low-quality products is central to long-term outcomes. Capital preservation forms the foundation before return generation.

03
Selectivity over abundance

We evaluate a broad universe of strategies, but allocate to a select few. Manager selection is driven by process integrity, consistency across cycles, and alignment of incentives.

04
Skin in the game

We invest alongside our clients across every strategy we recommend. This alignment ensures every allocation reflects our own conviction, diligence, and long-term commitment.

Where We Have True Conviction

PMS & Alternative Investments

We invest first. Then we bring clients alongside us. Every fund we recommend is one our own family capital has committed to, evaluated through full market cycles, not just a promising pitch deck.

16+
Years
Investing in PMS & AIFs as a family office
25+
Funds Evaluated
Across strategies, cycles, and geographies
01
Rule
Family capital invested before any client recommendation
Built for Sophisticated Capital

Mutual funds build the foundation. PMS and AIFs are the layer above, for investors with meaningful capital and a long enough horizon to let conviction compound.

Minimum ticket
₹50L for PMS, ₹1Cr for AIF
Strategy type
Concentrated, high-conviction, not closet indexing
Our commitment
We invest alongside you, every time
Transparency
Full clarity on fees, lock-ins, and liquidity
Where We Create Access
Discretionary PMS

Concentrated equity with a defined mandate. Direct ownership, manager-driven conviction.

Private Credit & Debt AIFs

Structured lending with defined yield and tenure. Capital preservation with an income premium.

Private Equity & Venture

Pre-IPO and growth-stage access. Long horizon, high conviction, illiquidity premium.

Real Estate AIFs

Institutional real estate without direct ownership. Commercial, residential, and infrastructure structures.

Thematic, Sectoral & ESG

Structural themes including manufacturing, digital, energy, consumption, and ESG-aligned investing for values-driven capital allocation.

Global & GIFT City

LRS, DTAA-efficient structures, GIFT City vehicles. For globally mobile families and NRI clients.

Our Selection Framework

We evaluate a wide universe. We work with very few. The gap between what we look at and what we recommend is where our value is created.

Step 01
Universe
All PMS & AIF strategies in the market
Step 02
Deep Evaluation
Track record, process, governance & skin in the game
Step 03
Family Allocation
Our own capital is committed first, no exceptions
Step 04
Client Access
Recommendation made with full conviction and alignment
Performance Record

₹1 Crore Invested: Portfolio vs Benchmark

Over 15+ years, our portfolios have compounded at ~19% annually, meaningfully outperforming broader market benchmarks through disciplined allocation and rigorous manager selection.

₹14.38 Cr
Portfolio
19.45% CAGR
₹7.19 Cr
BSE 500 TRI
14.06% CAGR
Portfolio (19.45% CAGR)
BSE 500 TRI (14.06% CAGR)
+₹7.19 Cr outperformance per crore invested

Illustrative / Internal Aggregated Data. Source: Internal data. Returns are time-weighted (TWRR) and aggregated across select client portfolios and strategies. Past performance is not indicative of future results. Returns may vary across investors based on time of entry, allocation, and market conditions.

Our Core Belief

We don't chase products. We don't recommend because a fund is new, well-marketed, or paying higher commissions. We recommend because we have done the work, held the position ourselves, and believe in the manager's ability to protect and compound capital across a full cycle.

When you invest in a PMS or AIF through JIC Wealth, you are not buying a product. You are joining an allocation we have already made.

Get Started

Ready to invest with conviction?

Schedule a portfolio review. No obligations. Just an honest conversation about your goals and how we can help you reach them.

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